Merchant Payment Solution Experts
We offer plans with zero processing fees
★★★★★
Trusted by businesses nationwide.
Free Equipment Offer
Receive complimentary equipment and enjoy a seamless onboarding experience with our dedicated support team.
Monthly Rebate Plan
Our unique cash discount program offers profit sharing plans with monthly rebates and no credit card processing fees for our merchant clients.
Secure And Reliable
State-of-the-art security measures and reliable payment processing. We do not share or sell your data.
Next Day Funding
Get your money faster with next-day deposit options.
No Contracts or Hidden Fees
There's no contracts or hidden charges. You can cancel anytime with no obligations.
24/7 Customer Support
Our USA-based support team is available around the clock to assist you with any inquiries.
Ready to Eliminate Processing Fees?
Join thousands of businesses already saving with our payment solutions. Get started today and see the difference for yourself.
10K+
95%+
Client Retention Rate
Merchant Clients
Credit & Refund Specialists transformed our payment processing. Their expert consulting and support made switching easy, and we’re saving significantly on fees. Highly recommend!
Sam J
★★★★★
Consulting
Empowering businesses with expert payment solutions.
Support
james@creditandrefund.com
561-254-5922
© 2025. All rights reserved.